Money sitting idle is money lost. We're fixing that.
Founded in 2023 by Antoine and Paul-Adrien, Spiko gives SMEs, non-profits, financial advisers and fintechs access to institutional-grade cash management, via app or API. We are building the full infrastructure: issuing, operating, and distributing the products ourselves.
Two years after launch, we serve thousands of organizations across Europe and process hundreds of millions of euros in flows every month.
Our ambition: become the world's leading treasury management infrastructure in a market worth trillions.
We are backed by Index Ventures, the CEO of Revolut, the founder of Kyriba, and the CTO of Wise.
Spiko runs on excellence, transparency, and straight talk.
As our Finance Manager, you'll build the finance function that keeps up with Spiko's growth. From monthly close and statutory audits to cash management, financial planning, tax and internal controls - you'll contribute to the finances of a regulated financial group while it expands into new entities, currencies and markets.
Reporting to the Head of Finance and working closely with our external accountants, auditors and tax advisors, you'll bring structure where today there's a fast-moving startup. You'll design and run the processes that let Spiko scale. You will leverage AI and automation aggressively so the finance function stays lean, fast and reliable as the group grows.
Run financial close & reporting
Execute monthly P&L and balance-sheet close, quarterly reviews and annual closing in coordination with our external accountants
Manage statutory audits for our French entities and foreign subsidiaries
Develop and own financial reporting across the group, including the prudential reporting of our regulated entities
Manage tax declarations of our entities
Manage cash with discipline
Monitor invoicing, cash collection and working capital
Build our budget and anticipate cash flows
Ensure accurate forecasting across geographies
Strengthen controls and processes
Set up clean and safe financial processes and controls
Prevent fraud, errors and late payments through robust first-line controls
Build processes that scale as the company grows across multiple geographies
Master’s degree in business or engineering, with a specialization in corporate finance
2–5 years of experience in finance (corporate finance, investment banking, private equity, transaction services, or audit)
Strong understanding of:
Accounting
Finance planning
Comfortable working in an English-speaking environment
Highly organized, detail-oriented, and able to prioritize effectively
Curious person, eager to learn, with a problem-solving mindset
Experience in a finance team in a fast-growing startup, scale-up, or fintech
Experience in international finance (multi-country financial operations, multi-currency, international tax, building finance ops in new markets)
Compensation: €55k - 75k depending on experience + Stock Options
Office: in the heart of Paris
Remote work: up to 2 days per week and one full remote week per month
The best tech for your job: latest-generation laptops and industry-leading software
Health insurance: 100% covered by Spiko
Monthly Budget to cover different perks of choice
Transport: 50% of public transport pass covered or the Forfait Mobilités Durables (FMD)
Referral Bonus
Social life: regular afterworks and biannual offsites
Screening Interview - 30 mins with Nathalie, Talent Acquisition
Hiring Manager interview - 30 mins with Paul-Armand, Head of Finance
Business Case: To work on at home and present online or in person
Final in-person Interviews with the Founders
Reference Check: we'll reach out to your references to gather further insights
Offer
At Spiko, we hire for what you can bring - your skills, your judgment, your drive - not for what you look like, where you come from, or what your background is. We're committed to building a team that reflects the breadth of the customers we serve, and to creating an environment where everyone can do their best work. If something in this job description doesn't match your background perfectly but you believe you'd thrive in the role, we encourage you to apply anyway. Tell us why.
