Natixis Corporate & Investment Banking is a leading global financial institution that provides advisory, investment banking, financing, corporate banking and capital markets services to corporations, financial institutions, financial sponsors and sovereign and supranational organizations worldwide.
Our teams of experts in 30 countries advise clients on their strategic development, helping them to grow and transform their businesses, and maximize their positive impact. Natixis Corporate & Investment Banking is committed to supporting the environmental transition by aligning our financing balance sheet with a +1.5°C trajectory by 2050.
Natixis Corporate & Investment Banking is part of the Global Financial Services division of Groupe BPCE, the 5th largest European financial institution and the second-largest banking group in France through the Banque Populaire and Caisse d’Epargne retail networks.
If you are interested in inspiring challenges, making an impact and helping build the world of the future – if you want more than just a job – then join us.
As a responsible employer, we constantly strive to build a fulfilling and inclusive working environment. We are committed to offering the same opportunities to all our talents from all backgrounds and career paths, regardless of their age, experience, sexual orientation or disability…
You will join Natixis Wealth Management (NWM) as a Senior Credit Risk Analyst, where you will be responsible for assessing, analyzing and managing the company’s credit risks. You will play a key role in strategic credit decisions and contribute to the continuous improvement of risk monitoring, rating and counterparty review processes.
On a daily basis, your tasks are to:
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Evaluate credit applications by performing extensive financial analyses, reviewing financial statements, cash flows and other relevant data to determine the creditworthiness of clients and counterparties.
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Prepare and present detailed analyses of credit files at credit committees, providing informed recommendations on the granting or denial of credits.
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Identify and implement improvements in risk tracking, rating and review processes to optimize the efficiency and accuracy of credit assessments.
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Monitor the performance of credit portfolios, detect signs of deterioration in credit quality and propose appropriate corrective actions.
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Collaborate with sales, compliance and audit teams to ensure an integrated approach to credit risk management.
You work in an international environment, within a community of experts who place excellence, impact and collective action at the heart of everything they undertake.
#TransformativeFinance
This position is based in Charenton with the possibility to work remotely.
We place our employees at the center of our attention. Internal mobility, career development and training programs allow you to grow and flourish throughout your journey.
You work in a hybrid, inclusive and collaborative work environment.
You also have the opportunity to commit yourself in favor of society and causes that are close to your heart through our corporate foundation.
About the recruitment process
You will be contacted by one of our recruiters before meeting our business experts (manager, team member or business sector).
About you: If you recognize yourself in the following description, you are made to work with us!
With a higher education, you have at least 10 years of experience in credit analysis, risk management or similar field, with significant experience in a senior role. Experience in the field of private banking is a plus.
Do you have:
- Financial analysis tools and modeling software (Excel, SAS, R, etc.);
- Credit risk regulations and standards.
You have excellent interpersonal skills, a very good listening ability, you are:
- Recognized for your written and oral communication skills;
- Able to present complex analyses in a clear and concise manner;
- Appreciated for the ability to work independently while demonstrating a team spirit, with an analytical and rigorous approach to problems.
